Small Commercial Earthquake Coverage
- Admitted carrier with State Guarantee Associations backstop
- TIVs up to $10 million
- ast turnaround time and policy issuance
- Strong financial backing
- Competitive rates and deductible options
Optional Coverages
- EQSL
- Flood – Outside of Zones A and V
- DIC or Standalone EQ Peril
- Ordinance or Law
Target Class Examples
- Habitational/Condo
- Lessors Risk Only
- Hotels and Motels
- Retail – Strip/Shopping Malls
- Public Entity/Municipalities
- Builders Risk
- Office/Professional Buildings
Ineligible Class Examples
- Tuck-Under or other soft story parking
- Hollow Concrete Block, Unreinforced Masonry
- Very High Liquefaction or Bay Mud/Soft Soil
- Historical Buildings
- Bridges, Tunnels
- Highly Damageable Contents
Commercial Earthquake Coverage
- State Guarantee Associations backstop
- Fast turnaround time and policy issuance
- Primary and excess participation
- Strong financial backing
- TIV’s $10 million to $2 billion
- Limits up to $15 million
Optional Coverages
- EQSL
- Flood – Outside of Zones A & V
- DIC of Standalone EQ Peril
- Ordinance or Law
Target Class Examples
- Habitational/Condo
- Lessors Risk Only
- Office/Professional Buildings
- Hotels and Motels
- Retail – Strip/Shopping Malls
- Public Entity/Municipalities
- Builders Risk
Ineligible Class Examples
- Tuck-Under or other soft story parking
- Unreinforced Masonry, Hollow Concrete Block
- Very High Liquefaction or Bay Mud/Soft Soil
- Historical Buildings
- Research Hospitals, Labs
- Bridges, Tunnels
- Additional Age and Construction guidelines vary by State and Territory